TERMS OF USE
Welcome to Zyprus, herein referred and/or related as CSC Zyprus Property Group LTD and Zyprus Property Group. By using Zyprus's Web site(s) (defined to include all properties (mobile, Web or otherwise) owned and operated by Zyprus), related data, and/or related services (collectively, "Services"), you agree to be bound by the following terms of use, as updated from time to time ("Terms of Use").
1. ACCEPTANCE OF TERMS & CONDITIONS
These Terms of use will be deemed to have been agreed by You by your use and/or acceptance of any of the services you access, use, or download in any way, any product, subscription or service from Zyprus.
These Terms of use constitute the entire agreement between Zyprus and You, and supersede and replace all prior commitments, undertakings or representations, whether written or oral, between you and Zyprus with respect of your use of website.
All other information on Website, in other sections of the website shall only be considered as guidelines and/or recommendations and do not bind Zyprus.
When using the Website services additional terms and conditions may apply. You agree to abide by such other terms and conditions, including where applicable representing that you are of sufficient legal age to use or participate in such service or feature. If there is a conflict between these Terms of Use and the terms posted for or applicable to a specific portion of the Website or for any service offered on or through the Website, the latter terms shall control with respect to your use of that portion of the Website or the specific service.
2. CALCULATORS' & TOOLS' DISCLAIMER
Mortgage Calculators and Affordability Calculators, Capital Gains Tax Calculator, Transfer Fees Calculator, ZyEstimate Tool, Market Activity and any other calculator tool in our website(s) or any information in our help section collectively, "Tools" is provided for educational and informational purposes only. You should not take any action on the basis of the information provided through our calculators, tools, zyestimate, market activity and/or any information provided in the help section. Our calculators and tools rely on assumptions and data provided by you regarding your goals, expectations and financial situation and or other assumed data. All figures provided are hypothetical and may not be accurate signs of historical or current performance. Our calculators and/or tools do not take into account individual circumstances and should not be relied upon in any way as the sole source of information. Please consult with your financial, legal and tax advisers for any advice relating to your personal circumstances. Zyprus - CSC ZYPRUS PROPERTY GROUP LTD nor any of its agents/employees in no circumstances shall accept liability whatsoever in respect of loss caused by reliance on such calculator/tool/information.
3. YOUR ACCOUNT
You can only register once and can only have a single account at any point in time. If you use any Zyprus Services you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and to the extent permitted by applicable law you agree to accept responsibility for all activities that occur under your account or password. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be used in an unauthorised manner. You are responsible for ensuring that the details you provide us with are correct and complete, and for informing us of any changes to the information you have provided. You can access and update much of the information you have provided us with, including your account settings, in the Your Account area of the website.
User accounts are non-transferable. You agree that your user account may be used only by you and not by anyone else. Any abuse of user accounts, be it to the detriment of third parties or to damage Zyprus, shall result in the termination of the user and the reporting of a crime. In general, you agree to be liable for all offensive or unlawful activities that are undertaken using the user account together with the associated password.
We reserve the right to refuse service, terminate accounts or remove or edit content if you are in breach of applicable laws, these Conditions of Use or any other applicable terms and conditions, guidelines or policies. We reserve the right to amend our Terms of Use, policies, guidelines, quality standards policies and conditions without any notice to any user.
You have the right to terminate your account at any time. You may do so either by not returning or by closing your account in accordance with Zyprus standard procedure or by contacting us to info@zyprus.com.
Zyprus and therefore CSC Zyprus Property Group LTD or any of its employees have the right by default to use any user submitted information for the purpose of providing real estate agency services and/or real estate services and/or advertising services as deemed appropriate.
Most people who participate in our service play by the rules. And those who don't simply aren't welcome here. We reserve the right to restrict access and deactivate accounts for those who do not abide by the terms of use that stated in this page. We also reserve the right to contact enforcement authorities if we suspect inappropriate or fraudulent and/or illegal activity.
4. RESTRICTIONS AND ADDITIONAL TERMS
You agree not to remove or modify any copyright or other intellectual property notices that appear in the Services. You will not use the Services for time-sharing or other similar purposes. Further:
- Acceptable Use. Zyprus hereby grants to you permission to use the Website and/or any Zyprus Service as set forth in these Terms of Use, provided that: (i) your use of the Website as permitted is solely for the purposes expressly agreed upon by Zyprus; (ii) you will not copy or distribute any part of the Website in any medium; (iii) you will not alter or modify any part of the Website; and (iv) you will otherwise comply with the terms and conditions of these Terms of Use. You must not use the Website and/or any Zyprus Service: (i) in any way that causes, or is likely to cause, any Zyprus Service, or any access to it to be interrupted, damaged or impaired in any way, or (ii) for fraudulent purposes, or in connection with a criminal offence or other unlawful activity, or (iii) to cause annoyance, inconvenience or anxiety. You agree not to use the Services in any way that breaches the any other policy or notice on the Services. You agree not to impersonate another person or misrepresent your affiliation with another person or entity. Except as expressly stated herein, these Terms of Use do not provide you a license to use, reproduce, distribute, display or provide access to any portion of the Services on third-party Web sites or otherwise. Except as expressly stated herein and without limitation, you agree that you will not, nor will you permit or encourage any third party to, reproduce, publicly display, or otherwise make accessible on or through any other Web site, application, or service any reviews, ratings, and/or profile information any data listed in our website underlying images of or information about real estate listings, or other data or content available through the Services.
- Automated Queries. You agree not to use or launch any automated system, including without limitation, "robots," “crawlers“, "spiders," "offline readers," etc., that accesses the Website in a manner that sends more request messages to the Website servers in a given period of time quicker than a human could reasonably produce in the same period by using a convention on-line web browser. You agree to use the Website and/or the Services only in a manner consistent with any and all applicable laws and regulations, and these Terms of Use. You agree not to disclose your password to any third party or permit any third party to access your Account.
- Google Maps. Some of the Services implement the Google Maps web mapping service. Your use of Google Maps is subject to Google's terms of use, located at http://www.google.com/intl/en_us/help/terms_maps.html.
- Calls. If you, as a consumer (potential buyer or potential renter or potential property seller, property developer or seeking for a valuation service), choose to contact our real estate firm by filling out a contact request form, property listing's request contact form or other request's contact form of our Services or by sending us email or by calling us to our call center and/or to phone number(s) related to Zyprus or owned by Zyprus, you authorize Zyprus to provide/use/collect your full name(s) and contact information and/or any other personal and/or identifying information you provide as deemed appropriate for the purpose of facilitating our real estate agency services and/or our real estate services and/or our rights and/or marketing/promotional services. You acknowledge that, Zyprus and therefore CSC Zyprus Property Group LTD can use as a real estate agency/company your (and/or any) contact information(s), as provided, for the purpose of providing their services. You may also receive marketing calls from our real estate agency/company and/or on behalf of our real estate agency/company at the telephone number(s) you provide or you suggest at any time. Calls through the Calling Service may be recorded or monitored for quality assurance and customer service purposes. In the event that you make a call to Zyprus or through a Calling Service, you consent by default to such recording and monitoring. Zyprus will treat recorded calls in accordance with its Privacy Policy
5. ZYPRUS'S ROLE
Any registration(s) of client(s) and/or others and/or potential client(s), to property sellers, property developers, property owners, property buyers or otherwise that are sent or agreed by @zyprus.com domains/emails or other domain(s)/website(s) owned by Zyprus/CSC Zyprus Property Group LTD are valid and they do represent for such purposes the licensed estate agency company CSC Zyprus Property Group LTD.
Zyprus.com is owned by the licensed estate agency CSC Zyprus Property Group LTD and thus can and should apply real estate services, real estate agency services and other related services as deemed appropriate. Zyprus and therefore CSC Zyprus Property Group LTD or any employees or associates, have the right by default to use any user submitted information by any means (electronic or non-electronic or hard copy) for the purpose of providing real estate agency services, other real estate services, and advertising services as deemed appropriate.
6. ADVERTISING
You understand and agree that the Services may include advertisements, and that these are necessary to support the Services. To help make the advertisements relevant and useful to you, Zyprus may serve advertisements based on the information we collect from you or in relation to your interaction on our site.
7. ELECTRONIC COMMUNICATIONS
When you use any Zyprus or send emails to us, you are communicating with us electronically. We will communicate with you by e-mail or through the other Zyprus Services and/or other modes of communications we might considered appropriate at any given time. You consent to receive communications from us electronically and/or non-electronically and you agree that all agreements, notices, disclosures and other communications that we provide you electronically or non-electronically satisfy any legal requirement.
8. INTRODUCTION BY THE AGENT
By submitting any contact form via our website and/or by contacting us via phone and/or email and/or by engaging with our services, you authorize the Agents/Employees of CSC Zyprus Property Group LTD (hereinafter referred to as Agent) to contact you and provide you with information on properties and/or other related information physically and/or electronically including and not limited to physical meetings, text messages, phone calls, emails, WhatsApp messages/phone calls, Viber messages/phone calls, Telegram messages/phone calls, Messenger messages/phone calls, Instagram messages.
It shall be deemed that the property has been introduced by the Agent if any of the following conditions are met:
a) The Agent has provided you with information regarding the property including but not limited to, property listings, brochures, or digital information.
b) The Agent arranged or conducted a viewing or inspection of the property.
c) The Agent has communicated about the property, including discussions or negotiations concerning the terms of the sale.
d) Awareness of the property was raised through any marketing or advertising efforts initiated or conducted by the Agent.
The introduction is effective from the earliest of the date you first receive information about the property from the Agent, the date you first view or inspect the property with the Agent, or the date you first engage in any communication with the Agent regarding the property.
The Agent is the exclusive representative responsible for the introduction and any negotiations, inquiries, or communications with property owners and/or sellers and/or developers regarding the property should be directed through the Agent. Your liabilities are also that you need to provide honest replies to agents questions and/or feedback. Failure to do so will automatically/by default consider you as liable for monetary compensation of the subject commission fee of 5% plus VAT plus any other relevant expenses.
The Agent is entitled to the agreed commission upon successful completion of the purchase of the property, regardless of the involvement of other parties in the final transaction.
This term ensures that the conditions under which the agent earns their commission are clear, preventing potential disputes or any attempts or events of bypassing our agency and ensures that the agent is fairly compensated for their efforts in introducing you the property.
The condition applies to ‘potential buyers/buyers potential clients/clients potential property sellers/property sellers developers, constructions companies, potential tenants/tenants potential landlords/landlords.
9. APPLICABLE LAW
These conditions are governed by and construed in accordance with the laws of the Republic of Cyprus. We both agree to submit to the jurisdiction of the courts of any district of Cyprus.
10. ALTERATIONS TO SERVICE OR AMENDMENTS TO THE CONDITIONS OF USE
Zyprus reserves the right to update these Terms & Conditions anytime and without any prior notice with retrospective effect.
11. CONFIDENTIALITY
Users and other consumers agrees not to disclose Confidential Business Information of Zyprus without prior written consent. "Confidential Information" means any confidential business trade secret information of Zyprus CSC Zyprus Property Group LTD.
12. INDEMNITY
You agree to indemnify, defend, and hold harmless Zyprus and its parents, subsidiaries, affiliates, officers, directors, shareholders, employees, from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of: (a) your use of the Service; (b) the submission, acceptance or rejection of your Basic Listing; (c) the publication of your Basic Listing; (d) any content, images, material, product or service of yours to which users can link through the Basic Listing; (e) any alleged violation of the Terms & Conditions, the Guidelines, or the Privacy Policy; or (f) any alleged violation of any rights of others related to your use of the Service, your Basic Listing, or the publication of your Basic Listing or portions thereof (including without limitation, any claim of patent, trademark or copyright infringement, defamation, breach of confidentiality, privacy violation, false or deceptive advertising or sales practices).
When you use the Services, we collect a variety of information.
- Information you provide. When using the Services, you may provide information about yourself, such as name, address, phone number, email and details around a potential transaction. This may occur, for example, when you register on the Services, correspond with a real estate agent or employee of Zyprus via the Services, or complete other forms, such as a property listing contact form or selling form. You may also provide information about a third party through the Services, for example, if you share a real estate listing with a recipient via email. We may combine this information with other information we collect from your interaction with the Services or from other companies. Zyprus and CSC Zyprus Property Group LTD is eligible by default to use such information as deemed appropriate for providing its relevant services and/or for other related purpose(s).
In addition, when you order services through the Services, Zyprus may collect your credit/debit card information. This information is secured using industry-standard encryption technology. Zyprus Group will use this information solely to complete your order and will not share this information with outside parties, except to the extent necessary to complete the order or comply with applicable law.
• Cookies and Web beacons. Cookies are bits of electronic information that can be transferred to your computer or other electronic device to uniquely identify your browser. When you use the Services, we may place one or more cookies on your computer or other electronic device. We may use cookies to connect your activity on the Services with other information we store about you in your account profile or your prior interactions on the Services to, for example, store your preferences. The use of cookies helps us improve the quality of the Services to you, by identifying information which is most interesting to you, tracking trends, measuring the effectiveness of advertising, or storing information you may want to retrieve on a regular basis, such as your favorite homes. At any time, you may adjust settings on your browser to refuse cookies according to the instructions related to your browser. However, if you choose to disable cookies, many of the free features and Services will not operate properly. Also, the pages on the Services may include Web beacons or pixels, which are electronic files to count users who have visited that page, to track activity over time and across different Web sites, to identify certain cookies on the computer or other electronic device accessing that page, or to collect other related information, and this information may be associated with your unique browser, device identifier, or Internet Protocol address. We may, for example, implement a pixel on the pages of the Services where you view a certain advertisement so that we can track whether you visit a Web site associated with that advertisement at a later time.
- Third-party Cookies and Web beacons. We work with service providers and advertising networks to track and manage cookie information and your activities while you're using the Services and your online activities over time and across different websites and devices. For example, third-parties may use cookies to deliver advertisements to you based on your visit to the Services.
We have implemented Google Analytics remarketing, which tracks and manages cookie information so that we and third-party service providers can better deliver advertisements that are relevant and useful to you on the Services and various websites across the Internet. We have also implemented Google Analytics display network impression reporting to better understand how ad impressions and ad services are related to visits to our sites.
Mobile Device and Mobile Browser. You may adjust settings on your mobile device and mobile browser regarding cookies and sharing of certain information, such as your mobile device model or the language your mobile device uses, by adjusting the privacy and security settings on your mobile device. Please refer to the instructions provided by your mobile service provider or mobile device manufacturer.
- Usage logs. When you use the Services, your computer or other electronic device communicates a variety of information to computer servers, including the existence of cookies, your Internet Protocol address, and information about your browser program. We also create a record of what information you are requesting, such as the page or subject areas you're visiting.
- Social Networks. If you use the social networking connection functions offered through the Services, we may access all of your social network profile information that you have made available to be shared and to use it in accordance with this privacy policy. Please refer to the instructions governing your social network account to manage the information that is shared through your account.
- Calls. Calls to Zyprus may be recorded or monitored for quality assurance and customer service purposes.
14. DISCLAIMERS
ZYPRUS AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) AND OTHER SERVICES OR PRODUCTS INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH ZYPRUS ARE PROVIDED BY ZYPRUS ON AN "AS IS" AND "AS AVAILABLE" BASIS.
TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, ZYPRUS WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF ANY ZYPRUS SERVICE, OR FROM ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH ANY ZYPRUS SERVICE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.
15. LIMITATION OF LIABILITY
IN NO EVENT WILL ZYPRUS OR ANY SUPPLIER BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES ARISING OUT OF, BASED ON, OR RESULTING FROM THESE TERMS OF USE OR YOUR USE OF THE SERVICES, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE EXCLUSION OF DAMAGES UNDER THIS PARAGRAPH IS INDEPENDENT OF YOUR EXCLUSIVE REMEDY SET FORTH BELOW AND SURVIVES IN THE EVENT SUCH REMEDY FAILS OF ITS ESSENTIAL PURPOSE OR IS OTHERWISE DEEMED UNENFORCEABLE. IF YOU DO NOT AGREE WITH ANY PART OF THESE TERMS OF USE, OR YOU HAVE ANY DISPUTE OR CLAIM AGAINST ZYPRUS OR ITS SUPPLIERS WITH RESPECT TO THESE TERMS OF USE OR THE SERVICES, THEN YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SERVICES.
16. INDEMNIFICATION
You agree to defend and hold Zyprus, its affiliates, and their respective directors, officers, employees, and/or agents harmless from any and all claims and demands made by any third party due to or arising out of your breach of these Terms of Use, your use of the Services, your violation of any law or the rights of a third party, or any Submission made through your user account on the Services or that you otherwise make available through the Services.
17. RELEASE
You release Zyprus - CSC Zyprus Property Group LTD, its affiliates, and their respective director(s), its officer(s) and its employees from all liability related to any and all claims and demands you may assert against any third party and or Company arising out of the Services.
18. OUR CONTACT DETAILS
Contact details are available in www.zyprus.com
19. PROVISION OF LISTING(s)
Zyprus reserves the right to decide whether, where, and how a listing appears on the Zyprus site. Zyprus reserves the right at any time to categorize or re-categorize any listings, as determined solely by Zyprus in its reasonable discretion. NOTHING IN THIS AGREEMENT OBLIGATES ZYPRUS TO PLACE A LISTING WITHIN A SPECIFIC CATEGORY OR SUBCATEGORY.
You acknowledge and agree that Zyprus has the right, at any time and for any reason, to redesign or modify the organization, structure, specifications, "look and feel," navigation, guidelines, features and other elements of the Service and any section of the website, including any pages on which a Listing may be displayed or delivered, or linked to or from.
20. YOUR ACCOUNT
You can only register once and can only have a single account at any point in time. If you use any Zyprus Services you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and to the extent permitted by applicable law you agree to accept responsibility for all activities that occur under your account or password. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be used in an unauthorised manner. You are responsible for ensuring that the details you provide us with are correct and complete, and for informing us of any changes to the information you have provided. You can access and update much of the information you have provided us with, including your account settings, in the Your Account area of the website.
User accounts are non-transferable. You agree that your user account may be used only by you and not by anyone else. Any abuse of user accounts, be it to the detriment of third parties or to damage Zyprus, shall result in the termination of the user and the reporting of a crime. In general, you agree to be liable for all offensive or unlawful activities that are undertaken using the user account together with the associated password.
We reserve the right to refuse service, terminate accounts or remove or edit content if you are in breach of applicable laws, these Conditions of Use or any other applicable terms and conditions, guidelines or policies.
Upon cancellation, Zyprus has the right to recover damage or losses taken from the malicious behavior covered in these terms and conditions up to and including the value of damage caused or the value of products that have been purchased and processed before action is taken.
You have the right to terminate your account at any time. You may do so either by not returning or by closing your account in accordance with Zyprus standard procedure.
21. RESTRICTIONS AND ADDITIONAL TERMS
You agree not to remove or modify any copyright or other intellectual property notices that appear in the Services. You will not use the Services for time-sharing or other similar purposes. Further:
Acceptable Use. Zyprus hereby grants to you permission to use the Website and/or any Zyprus Service as set forth in these Terms of Use, provided that: (i) your use of the Website as permitted is solely for the purposes expressly agreed upon by Zyprus; (ii) you will not copy or distribute any part of the Website in any medium; (iii) you will not alter or modify any part of the Website; and (iv) you will otherwise comply with the terms and conditions of these Terms of Use. You must not use the Website and/or any Zyprus Service: (i) in any way that causes, or is likely to cause, any Zyprus Service, or any access to it to be interrupted, damaged or impaired in any way, or (ii) for fraudulent purposes, or in connection with a criminal offence or other unlawful activity, or (iii) to cause annoyance, inconvenience or anxiety. You agree not to use the Services in any way that breaches the Basic Listing Guidelines or any other policy or notice on the Services. You agree not to distribute or post spam, chain letters, pyramid schemes, or similar communications through the Services. You agree not to impersonate another person or misrepresent your affiliation with another person or entity. Except as expressly stated herein, these Terms of Use do not provide you a license to use, reproduce, distribute, display or provide access to any portion of the Services on third-party Web sites or otherwise. Except as expressly stated herein and without limitation, you agree that you will not, nor will you permit or encourage any third party to, reproduce, publicly display, or otherwise make accessible on or through any other Web site, application, or service any reviews, ratings, and/or profile information about real estate, lending, or other professionals, underlying images of or information about real estate listings, or other data or content available through the Services.
Zyprus.com reserves the right, in its sole discretion, to modify, alter or otherwise update these Terms at any time. Such modifications shall be effective retrospectively. By using this Web Site you agree to be bound by such revised Terms.
22 . TRADEMARKS, COPYRIGHTS AND RESTRICTIONS
This Web Site is controlled and operated by Zyprus - CSC Zyprus Property Group LTD, Zyprus.com. All content on this Web Site, including, but not limited to text, images, illustrations, audio clips, and video clips, is protected by copyrights, trademarks, service marks, and/or other intellectual property rights (which are governed by Cyprus and/or European Union Intellectual Property Office and/or worldwide copyright laws and treaty provisions, privacy and publicity laws, and communication regulations and statutes), and are owned and controlled by Zyprus - CSC Zyprus Property Group LTD, Zyprus.com or its affiliates, or by third party content providers, sponsors and licensors (collectively "Providers") that have licensed their content or the right to market their products, listings and/or services to Zyprus.com. Content on this Web Site or any web site owned, operated, licensed or controlled by the Providers is solely for your personal, non-commercial use. You may not use on your web site any trademarks, service marks or copyrighted materials appearing on this Web Site, including but not limited to any logos or characters, without the express written consent of the owner of the mark or copyright. You may not frame or otherwise incorporate into another web site any of the content or other materials on this Web Site without prior written consent of Zyprus.com.
23 . Ownership of The Zyprus.com ''Platform''
The Platform and the Software of Zyprus.com and its direct contact details are owned by the Limited Company CSC Zyprus Property Group.
24 . FURTHER DISCLAIMER
While using Zyprus's Web sites (defined to include all properties (mobile, Web or otherwise) owned and operated by Zyprus), related data, and/or related services Zyprus excludes any liability. Any information on our websites is intended as a guide only and every reasonable effort was made to ensure the accuracy and the timeliness of the information. In no circumstances shall Zyprus be legally bound by any information contained in our websites (mobile and web or otherwise, and shall accept no liability whatsoever in respect of loss caused by reliance on such information. Moreover, Zyprus.com makes no warranty or accepts any responsibility as to the accuracy or completeness of any listing and/or advertisement or any linked or associated information. Any property advertisement does not constitute to be a property particular. All Information is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither the listing agent, information provider nor Zyprus CSC Zyprus Property Group LTD nor any of its agents/employees shall be responsible for any typographical errors, misinformation, and or misprints. Potential property buyers and/or potential property renters and/or users are encouraged to conduct their own thorough due diligence on any property before making purchase decisions. Please be aware that neither CSC Zyprus Property Group LTD nor any of its agents/employees hold any liability for the accuracy or completeness of the information provided on each listing/property on our website or otherwise, and/or by any other communication format.
25. OPINION DISCLAIMER
Any opinions expressed in email/electronic communications do not necessarily represent those of Zyprus - CSC ZYPRUS PROPERTY GROUP LTD, and Zyprus - CSC ZYPRUS PROPERTY GROUP LTD nor any of its agents/employees in no circumstances shall accept liability whatsoever in respect of loss caused by reliance on/of such opinion.